Health Insurance Plans: The Mid-West Advantage

Health Insurance Savings Benefits

Here's what we do so your insurance dollars go farther:

  • Flexible Plan Designs -
  • Hospital Bill Review - We will have a third party automatically review your hospital bill for errors and overcharges to help reduce your out-of-pocket expense when over $10,000.
  • Maximum Savings Benefit - We will submit all claims for covered expenses to a network for re-pricing to help you maximize your savings.
  • Future Security with portability - You can "take your plan with you" if you move or change jobs.
  • Family Security Benefit1 - If the primary insured dies, family coverage is continued without proving insurability and premiums are waived for one full year.
  • Our Company Pays Claims Based on Usual and Customary Charges2 - We do not determine what is "reasonable".
  • 24 Hour Coverage3
  • Coverage on or off the job3
  • No Preadmission Authorization or Referral Requirements


1 May vary by state. In GA, premiums are waived for 3 months.
2 'Usual and Customary' means the charge which is the smallest of the actual charge, the provider's usual charge, or the prevailing charge in a set location.
3 If not covered by Worker's Compensation or similar plan.

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